Park City

It has been so hot in Salt Lake this summer. Meisje and I could not take it. So, we took a ride up to Park City. We walked some trails and then around an outlet mall. Meisje made friends with every child in sight. It was much cooler in the mountains.

Save money on lunch

If five dollars a day is spent on going out to lunch, it equals up to $1,300.00 a year of lost savings. Try packing a lunch the night before and it to work. This does not mean lunch has to be spent working at your desk. Go to a park and eat your lunch, run errands, take a walk, read a book. You can still use your lunch time to recharge and refresh yourself. Why not save money in the process?

Health Care

As most of you may already know, I have health "issues". I have had some chronic problems for more than a decade. It can be very expensive to go to the doctor, even with Health Insurance. I have found out that if I speak openly and honestly about all of my issues (including financial), he or she can help me better.

Here are ways to reduce your out of pocket medical costs:

1- See your primary care physician. Going to an insta-care or emergency room is more expensive. If a specialist is needed, call your doctor for a referral. You don't need to pay an extra co-pay or use your time going in to their office simply to get a referral letter.

2- Stay "In-Network". If you go to a provider who is not in your network, it will cost you more money.

3- Ask if there is an equivalent medication available over the counter for use. Generally this will be less expensive than a prescription.

4- Ask if a generic prescription is available and is recommended to use for your specific condition. Generics are generally mass-produced and are typically the exact same medication as the name brand medication, but with less cost for the insurance companies and the consumer.

5- Ask for samples. The pharmaceutical companies are giving away their products. If you do not use it, someone else will. You might as well be the person saving the money. It will not matter to the pharmaceutical manufacturer who is getting the savings.

6- Write a list of all of the things you want to address before going to the appointment. Waiting on something could be bad for your health, and it definitely hurts your pocket book. Think of all of the co-pays you could save by talking about four items a visit, rather than just one. Movie night anyone?

7- If you do not feel you are receiving the appropriate care or level of service you deserve, find another Doctor! Everyone is entitled to be listened to, heard, and treated with respect. Don't waste your money or your time on a Doctor that is not treating you well or on one who does not seem to be able to treat your problem.

8- Even if you do not feel sick, get a once-a-year physical. This way, your doctor can find anything unusual or abnormal early on. When diseases or conditions are caught in the early stages, the illness and treatments for it are generally much milder and tolerable.

9- If you find that you do have too many medical bills, call the doctor or hospital. The credit manager will help you make payment arrangements and might even reduce or eliminate your bill.

SHOES

This week: Shoes!

What woman does not LOVE shoes? Ok, we are not all like "Carrie Bradshaw", but we love having something pretty on our feet that also feels good.

Ok, I love nice shoes. I have a few favorite brands of shoes. My size is always the same in these brands. I am an 8.5M in Clark's and an 8M in Sofft brand shoes. For being 5'2-1/2" tall, I have big feet. That is beside the point. Back to shoes. Clark's and Sofft brands are both expensive They run generally between $50.00 to $100.00 a pair. On my budget, I cannot afford these brands.

So, how on my very tight budget do I get expensive shoes in my closet and on my feet? I don't steal purses or rob trains. I buy them on e-bay. Yes, e-bay. I know my size with these brands, and they always stay the same. E-bay sells new shoes too. I am a germ-a-phobe, and I don't want anyone else's germy toes touching my feet. So, I look for NWT (new without tag) or NIB (new in box) deals. It may take a few hours of shopping and bidding, but I get a killer deal on new shoes.

Tips for shopping on e-bay:

1- Remember to calculate postage when figuring out the cost of each item.

2- Set a limit, and stick to it!

3- Bid towards the end of the selling time.

4- When buying shoes, stick to brands you know. That way you already know how your foot will fit in them. It will spoil your fun when trying to wear a pair of new shoes, and then finding out the pair is too small or too large.

Alrighty, get shopping.

MONEY

My Mom has been pushing me to write a book and share my ideas with others for months now. For now, I think I will stick with the blog. Others can benefit from saving money by reading a blog too.

I always seem to have cute clothes and my apartment is nice. I eat well, and my bills are paid. I too live paycheck-to-paycheck. I am a working class single woman. How do I do it?

It is not a secret! It is simple really. Anyone who knows me well, knows that I live frugally.

My goal is to write a tip a week on an easy way that each of us can save money or improve our own individual financial position.

Funny Dog!

Oh my! Meisje has been just too funny!

I bought her three or four new toys, and she has been beside herself with joy. She will play and play, and then run over and come kiss me, as if she is saying, "Oh, thank you!". It is pretty sweet.

I got up to go to the bathroom (it is 2:20 am), and she was wiggling with joy to go to her basket to pick out a toy to take back to bed with her. What a character!

Turning 35

Snow White - Someday My Prince will Come



Ok, so I am 35. Yes, it happened to me too. ARRGH! I am not extremely happy about it. I always thought I'd have babies by the time I was 35.
Wednesday morning I woke up, and was there a handsome husband and kids? Nope. It was just me and the dog.


I went to work, and was surprised by flowers and a giant card from Iva. Mijken and I went out to dinner. Luke sent me a gift. Erin did too. Mom and Dad sang to me twice. It was a good day. I guess my dream will have to be revised.


I am still counting on my "prince" though.

MEISJE!!!!!

Wednesday, I was home sick. YUCK! I felt awful, and my throat hurt, and I had a fever of 103. So, I laid down to take a nap. I woke up to a gross gagging noise. Miss Meisje the troublemaker was at it again. I woke up and put on my glasses. Arrgh! What was she chewing on this time?

She had an empty bottle of "Gorilla Glue" that she was knawing on. Meisje had eaten it all. Meisje performed miracles to get the glue. It was in a closet behind a closed door on the top shelf. That mini acrobat of dog not only had to climb up to the top shelf to get it, but she had to open the door.

I called the Vet, and was told to rush her in. Meisje's vet came into the exam room quickly. She took some x-rays and confirmed the mass in her stomach and intestines. Meisje needed surgery, and her Vet wanted a special Veterinary Surgeon to do the operation. We drove across town to the Surgeon's office. Meisje was immediately taken into the operating room. The mass that was removed from her belly was about twice the size of my fist. It looked like the inside of a Nerf ball, but felt like volcanic rock. Poor baby-dog! Her belly has an almost foot long incision.

Meisje had to have medication every two hours for several days. She was on pain medication and an acid reducer. She moved to every four hours over the weekend. Last night she moved to a much nicer schedule for me -- every eight hours for another week. In ten days, she will have a check-up to see if her staples can be removed.

She has to be the world's luckiest dog. Meisje is healing well now. She is back to her normal playful-self. She now has a dozen or so extra staples in her belly, her stomach stitched, and sutures in her abdominal wall too. We had to bring the addition of an e-collar (which she HATES) to keep her from pulling them out the staples.

Meisje has a new cow toy to console her during the healing process. Meisje likes it because it moos. I like it because there are no eyes to pull out.

Meisje when she got home:

A close-up of her belly:

Ok Mom, GET ME OUT OF THIS!!!

Another picture of Meisje with the dreaded E-Collar:

Busy, busy month

The month started out with a bang! My dog got surgery, My brother's baby was born, My Mom came for a visit, I started a new migraine medication (it seems to actually be working), and I have some energy back. WHEW!

Here is a picture of the monster dog -- Meisje sleeping away on her back. That was while she still had the yummy tramadol (doggie painkillers).

Here is a picture of Me, my nephew Sully, my niece Hannah, and a portion of my Mom. The camera cut her off. Sorry!

I went to a Iva's (my closest friend) sister's son's 5th birthday today. I always feel at home with Iva and her family. They are the best! Here is a picture of Iva, her sisters, her Mom and me. Left to right, from the back and then the front: Mesepa, Taute'e, Fa'a putuga, Toaiva, Susana, Me, Faitalia.

Meisje had an adventure. She had some minor surgery. She is ok.

Meisje's love of chewing things got her in trouble. She got a spring lodged in her esophagus. Yes, a curly pig-tail like spring. She woke me up last night because she was vomiting blood.

We went to the Vet's office this morning, and got her checked out. Not only did Miss Meisje have the spring in her, but she has some of her toy parts in her belly. Meisje was sedated and they cauterized the wound in her lower throat. She is stoned now. See the video.

As far as the other things she has ingested, Meisje has to be on laxatives to help her pass them from her system.

All I can think is, "Thank Goodness for pet insurance!"

Sleeepy Dog

Meisje was quite sleepy this weekend. She did not want to get out from under the covers.

New Baby

My newest nephew was born yesterday! Yay!!!

Paty is doing well. My brother Lucas is happy to have his son here. Isabelle (almost three) does not quite know what's up yet. Nathan will be in the NICU for a little while, since he is a preemie. He is big for being so early. He weighs 7 lbs-8 oz and he is 21 inches long. He definitely got my brother's height. He is such a pretty baby.

New Room

Ok, it is not a whole new room, but I did rearrange some furniture. I also added a lamp. Yup kids, the lamp is new (let's hope Meisje does not eat this one). My friend Te'e's daughter Se'a helped me pick it out at Ikea today. There is a picture of it below. I think it goes nicely with the room decor.


This week I spent a lot of time with Se'a and Samuel. They are fun kids. They sure do wipe me out. I'm glad kids come to us as babies and not as five or ten year olds.



Ikea has a lot of items that were on our "wish lists". Se'a mostly found a lot of pink items to go in her room. Her bedroom is almost all pink, and she'd like it to be 100% pink. I did not refunish her room, as she would have liked. She did wheedle a pink clock out of me (on sale for under $5.00), and she was quite happy with that.





While we were at Ikea, we ran into my sister's best friend Jamie. It was really great to see her, Thad, and Sienna. We did not get to visit long, but it was so nice to catch up.

Happy New Year

Well this last week was full of adventures. I assisted my best friend Iva with buying a car. (She said she brought me along so I could be bossy.) There were two birthdays in my family: my dear Grandmother and sister Erin.
Today my sister Mijken, Sully (her cute 8 month old), Grandma and Grandpa and I met up at Grandma's for lunch. It was great, and Mr. Sully sure did keep us entertained.

Meanwhile ... back at the farm

My Aunt and Uncle took care of Miss Meisje while I was gone for the first week, the final five days, my best friend Iva watched after the baby dog.

Meisje learned how to share toys and eat cat food from cousin Zuzu. She learned how to beg even better for human food with Iva (she ate TV dinners and Hot Pockets). Meisje learned to be nice to little kids, and let them play with her kennel too. After all when one is two or three years old, it is fun to bark and pretend one is a doggie.

Meisje is happy to have her Momma back, even if Momma is mean and makes her eat her dog food. She loves her rib bone from her "Grand-paw", and she chews it all of the time.